iCarCrazy

The Advantage Of Driving A Home

December 7, 2009 · Leave a Comment

When it comes to choosing your next car, what kind of things do people usually consider?

  • Leather interior
  • Electric windows
  • Alloys
  • Engine size etc

Well, most people seem to look at these as being a cosmetic factor on choosing which car to buy, or sometimes, what car insurance bracket it falls under, but I’ve never known anyone that has to look at home insurance prices when buying a car.

But then again, it’s not often you look at buying a car that looks like a house.

I guess when it comes down to it, if you had to get insurance for this, what would it be, car or home insurance?

It could be a great way to get two for the price of one, driving your home to and from work, you’ll never be late home again!!

Do you have an opinion on this, if so, please get in touch.

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How to understand insurance jargon

December 1, 2009 · Leave a Comment

Almost one in five drivers think car insurance policies are purposely designed to confuse them, with many baffled by car insurance jargon such as ‘voluntary excess’ and ‘comprehensive cover’.

The research found:

• 17% of drivers wrongly believe that fully comprehensive means they can drive any car

• 9% think fully comprehensive means anyone can drive their car

• 13% of people think social, domestic and pleasure use covers any journey, so long as they are for fun!

• 4% think only journeys after 6pm and at weekends are covered by the term social, domestic and pleasure use

• 51% do not know that material fact is the information that you give to your insurer that could affect your insurance policy, such as having points on your licence.

The research indicates that over a third of people would be more likely to use an insurer that better explained the jargon it used.

With insurance being part of most peoples lives as many of us have a car, or at the least drive a car frequently, it’s important to ensure the cover you have, is the right cover for you, as many of us seem to either under or over insure through fear of speaking up about not understanding the policy documents sent out.

A great place to find out what the jargon means, why not visit BIBA who have all the terms explained in plain English.

 

If you have been caught out through your insurance company, please leave a comment below.

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The Women Of Bike Insurance

December 1, 2009 · Leave a Comment

Theirs one question that I’ve had on my mind for the past couple of weeks when it comes to cars and motorbikes.

When you pull up images of cars in Google, you get the car in all it’s glory, and maybe, just maybe see the owner too, but when it comes to motorbikes, sex definitely sells!

No matter if your looking for your next motorbike, or even if your looking for motorcycle insurance, you can’t get away from the fact that it’s the women that’s doing the selling.

I think one company that seems to be promoting this online for the motorcycle insurance is bennetts, who have taken their brand from strength to strength, with the Bennetts Bucking Bike video which you can find on YouTube http://www.youtube.com/watch?v=5VVNNgHbjOM and have to admit, I’ve been watching this time and time again, it’s one of those videos that you just can’t tire from.

But if you were to Google something like “bikers” you will see the men that show up in the results are all middle aged guys with either more facial hair than a ewak, or bald as ….. well, I don’t know what it is about these guys, but I’m seriously contemplating becoming one of them, as it’s them that seem to get all the beautiful women, and to be honest, if I had to go buy a bike like the one in the picture just to be surrounded by these beautiful women, then I would pay what ever motorcycle insurance I had to pay!

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The Ultimate Pimped Car

December 1, 2009 · Leave a Comment

 

Pimping Cars

Pimping Cars

What is it with people “pimping” their car’s up to the extreme?

Theirs one thing putting alloys on a car, or tinting out the windows, but making a car look like this, who is going to drive it…. really?

I’ve been checking out other cars online too, including the Hello Kitty sports car, that’s as pink as they come, through to the school bus that’s lowered to the deck and alloyed up with what looks like a wicked set of momo alloys.

I guess it makes my car look pretty basic, although I like to think it’s a pretty cool car in the first place.

But the car insurance on this modified cars must be out of this world.  But if you’ve spent thousands of pounds on getting your car the way you want it, then I guess it’s something you have to pay, but how would you explain the modifications to your insurance company.  When the paperwork comes through from your car insurance company, what are you going to put down on it if you had a car like the one in the image?

Another thought just came to me.  Just imagine if you were walking down the street after a night out drinking, and turned a corner to see this car driving down the road…. what the hell would you be thinking?  ”have I drank that much”, or “was my drink spiked”, the possibilities are endless on what would or could be going through peoples minds in the early hours.

If you’ve seen a weirder car than this, then please drop me a line, and if you know what the car insurance would be for a vehicle like this, please leave a comment below :)

 

 

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Thinking of buying a used car?

November 30, 2009 · 1 Comment

Thinking of buying a used car? You’re not the only one – while car sales are down as a whole as the economy takes a nose dive, the figures are suggesting that more people are getting behind the wheel of a second hand or nearly-new car in efforts to get more for car for their money and avoid the fun of depreciation.

With this in mind, there are several things to consider before you head off to you nearest car supermarket or used car dealers that will save you time when you do. First of these, strangely enough, is what kind of car are you looking for? It’s best to have as clear a picture as possible. This doesn’t mean looking at sports cars when you have a family of five, think specific makes and models if you want, use the bottomless-bucket of information that the internet is to get as clear a picture of the car you want as possible.

Are you looking for a car with greater fuel economy over speed and nippiness? Do you want something that’s more suited to inner-city life – smaller and a doddle to park? Maybe a motor that gives out low emissions and is, therefore, better for environment and your road-fund bill?

Bills are as important when it comes to deciding on your next car as they are anything else. The budget is key and this goes beyond the ticket price on the car. Do your research before heading down to the dealership. How much will the car you’re looking at cost to insure? [car insurance] What can you expect in terms of fuel costs and road-fund fee? With the wealth of used car websites out there it’s easy to find the relevant information to better help you decide and with the added bonus of doing so from your own home.

The internet has now become one of the most powerful tools available in helping you to decide on a used car. In fact, many of them do a lot of the work for you with searches that can help you drill down by vehicle type, budget, location and even by “green” value.  Finding cheap car insurance is also easier these days with a high number of websites offering car insurance comparisons at a click of a button.

Car Insurance

Car Insurance

Having developed a clear image of the car you want, found a couple of possibilities online at your nearest used car dealer, what about your current car? With many dealers offering part-exchange deals, the best deal possible is likely to be found in the Scrappage Scheme. Thanks to a new government incentive you’ll be able to exchange your old car for a healthy two thousand pounds, sure to take a chunk out of the purchase price of your next car – new or used.

So, armed with knowledge of the cars you want to look at, the details of the scrappage and what you can get for you old car it’s time to find a car dealer. When looking for a second hand car it’s best to head for an established dealership with a good reputation – they’ll want to keep it. Make sure that extras such as warranties are priced competitively and appropriate to the car. Establish what the warranty covers, for how long and how much to avoid any unwelcome surprises later on down the road.

Timing is also important. Don’t look at a car in the dark or in the rain, things like scratches and minor dents, body damages can be missed in poor lighting and remember to testdrive your car first. Check the service history and, for that extra peace of mind, you can run a Car Data Check.

Then comes the price. Remember, many car dealers have allowed for bargaining within the price so give haggling a go. Don’t go overboard and try lopping several thousand off the price but it they won’t budge on the price of the car, get as much for your money as possible in extras.

It may seem like a lot of work but given that you’ll be driving your car daily and it’s not exactly pocket money pricing, it’s worth it. Do your homework on the car you want, establish a budget and haggle to get as much for it as you can. Get everything covered and you’re going to get a lot of fun in your new car for many miles to come.

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Honda Civic or Mazda6 car insurance review

November 30, 2009 · Leave a Comment

Been looking around to see what cars compare to the stylish Mazda6, and the one I keep seeing is the Honda Civic.  Now stop me if I’m wrong, but how can anyone compare the Mazda 6 against with a Civic, let alone any Honda?

Firstly, the mazda6 is clearly the more executive car, with an interior unlike most other cars in the class, and the handling can be so much more enjoyable to drive, and affordable when it comes to getting car insurance,  it doesn’t even compare to the Honda, which can be very heavy and bulky feeling car to drive.

Mazda6

The Style Of The Mazda 6

Now, I don’t drive either of these cars myself, but I think if I was lucky enough to be given an option, I would go for the mazda 6 hands down.

For a start, you can get such a wider range of models from the 1.8 5dr S, thru to the 2.5 5dr Sports Luxury edition, which really isn’t much more expensive than the more basic version of the Mazda 6 S.

Then there is the Honda Civic, there is a Type S and a Type S GT… Whoopy…. Although you can choose from either Petrol or Diesel, and the Manual or i-SHIFT which really doesn’t leave much to get excited about, even though they do range from the same price bracket to the same price braket.  Which one would you choose…. It’s a tough choice, but I’m sure you can do it.

The one aspect to consider when getting your next car is to look at all the additional costs you might have to fork out for, from the cost of tyres, servicing etc. and especially the car insurance, as this can make or break a deal in my opinion.

With trying to compare these two vehicles, I saw a fantastic review …. I really can’t say much more than that… check it out for yourself at http://www.funenclave.com/auto-zone/honda-civic-or-mazda-6-a-29546-2.html but don’t hold me responsible for what your about to read…. It’s really…. Well… basic.

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